Class ConditionalAuthorizationActionParameters.Condition

    • Nested Class Summary

      Nested Classes 
      Modifier and Type Class Description
      public final class ConditionalAuthorizationActionParameters.Condition.Builder

      A builder for Condition.

      public final class ConditionalAuthorizationActionParameters.Condition.Attribute

      The attribute to target.

      The following attributes may be targeted:

      • MCC: A four-digit number listed in ISO 18245. An MCC is used to classify a business by the types of goods or services it provides.

      • COUNTRY: Country of entity of card acceptor. Possible values are: (1) all ISO 3166-1 alpha-3 country codes, (2) QZZ for Kosovo, and (3) ANT for Netherlands Antilles.

      • CURRENCY: 3-character alphabetic ISO 4217 code for the merchant currency of the transaction.

      • MERCHANT_ID: Unique alphanumeric identifier for the payment card acceptor (merchant).

      • DESCRIPTOR: Short description of card acceptor.

      • LIABILITY_SHIFT: Indicates whether chargeback liability shift to the issuer applies to the transaction. Valid values are NONE, 3DS_AUTHENTICATED, or TOKEN_AUTHENTICATED.

      • PAN_ENTRY_MODE: The method by which the cardholder's primary account number (PAN) was entered. Valid values are AUTO_ENTRY, BAR_CODE, CONTACTLESS, ECOMMERCE, ERROR_KEYED, ERROR_MAGNETIC_STRIPE, ICC, KEY_ENTERED, MAGNETIC_STRIPE, MANUAL, OCR, SECURE_CARDLESS, UNSPECIFIED, UNKNOWN, CREDENTIAL_ON_FILE, or ECOMMERCE.

      • TRANSACTION_AMOUNT: The base transaction amount (in cents) plus the acquirer fee field in the settlement/cardholder billing currency. This is the amount the issuer should authorize against unless the issuer is paying the acquirer fee on behalf of the cardholder. Use an integer value.

      • CASH_AMOUNT: The cash amount of the transaction in minor units (cents). This represents the amount of cash being withdrawn or advanced. Use an integer value.

      • RISK_SCORE: Network-provided score assessing risk level associated with a given authorization. Scores are on a range of 0-999, with 0 representing the lowest risk and 999 representing the highest risk. For Visa transactions, where the raw score has a range of 0-99, Lithic will normalize the score by multiplying the raw score by 10x. Use an integer value.

      • CARD_TRANSACTION_COUNT_15M: The number of transactions on the card in the trailing 15 minutes before the authorization. Use an integer value.

      • CARD_TRANSACTION_COUNT_1H: The number of transactions on the card in the trailing hour up and until the authorization. Use an integer value.

      • CARD_TRANSACTION_COUNT_24H: The number of transactions on the card in the trailing 24 hours up and until the authorization. Use an integer value.

      • CARD_DECLINE_COUNT_15M: The number of declined transactions on the card in the trailing 15 minutes before the authorization. Use an integer value.

      • CARD_DECLINE_COUNT_1H: The number of declined transactions on the card in the trailing hour up and until the authorization. Use an integer value.

      • CARD_DECLINE_COUNT_24H: The number of declined transactions on the card in the trailing 24 hours up and until the authorization. Use an integer value.

      • CARD_STATE: The current state of the card associated with the transaction. Valid values are CLOSED, OPEN, PAUSED, PENDING_ACTIVATION, PENDING_FULFILLMENT.

      • PIN_ENTERED: Indicates whether a PIN was entered during the transaction. Valid values are TRUE, FALSE.

      • PIN_STATUS: The current state of card's PIN. Valid values are NOT_SET, OK, BLOCKED.

      • WALLET_TYPE: For transactions using a digital wallet token, indicates the source of the token. Valid values are APPLE_PAY, GOOGLE_PAY, SAMSUNG_PAY, MASTERPASS, MERCHANT, OTHER, NONE.

      • TRANSACTION_INITIATOR: The entity that initiated the transaction indicates the source of the token. Valid values are CARDHOLDER, MERCHANT, UNKNOWN.

      • ADDRESS_MATCH: Lithic's evaluation result comparing transaction's address data with the cardholder KYC data if it exists. Valid values are MATCH, MATCH_ADDRESS_ONLY, MATCH_ZIP_ONLY,MISMATCH,NOT_PRESENT.

      • SERVICE_LOCATION_STATE: The state/province code (ISO 3166-2) where the cardholder received the service, e.g. "NY". When a service location is present in the network data, the service location state is used. Otherwise, falls back to the card acceptor state.

      • SERVICE_LOCATION_POSTAL_CODE: The postal code where the cardholder received the service, e.g. "10001". When a service location is present in the network data, the service location postal code is used. Otherwise, falls back to the card acceptor postal code.

      • CARD_AGE: The age of the card in seconds at the time of the authorization. Use an integer value.

      • ACCOUNT_AGE: The age of the account holder's account in seconds at the time of the authorization. Use an integer value. For programs where Lithic does not manage or retain account holder data, this attribute does not evaluate.

      • AMOUNT_Z_SCORE: The z-score of the transaction amount relative to the entity's transaction history. Null if fewer than 30 approved transactions in the specified window. Requires parameters.scope and parameters.interval. Use a decimal value.

      • AVG_TRANSACTION_AMOUNT: The average approved transaction amount for the entity over the specified window, in cents. Requires parameters.scope and parameters.interval. Use a decimal value.

      • STDEV_TRANSACTION_AMOUNT: The standard deviation of approved transaction amounts for the entity over the specified window, in cents. Null if fewer than 30 approved transactions in the specified window. Requires parameters.scope and parameters.interval. Use a decimal value.

      • IS_NEW_COUNTRY: Whether the transaction's merchant country has not been seen in the entity's transaction history. Valid values are TRUE, FALSE. Requires parameters.scope.

      • IS_NEW_MCC: Whether the transaction's MCC has not been seen in the entity's transaction history. Valid values are TRUE, FALSE. Requires parameters.scope.

      • IS_FIRST_TRANSACTION: Whether this is the first transaction for the entity. Valid values are TRUE, FALSE. Requires parameters.scope.

      • CONSECUTIVE_DECLINES: The number of consecutive declined transactions for the entity over the last 30 days (rolling). Requires parameters.scope. Not supported for BUSINESS_ACCOUNT scope. Use an integer value.

      • TIME_SINCE_LAST_TRANSACTION: The number of days since the last approved transaction for the entity, rounded to the nearest whole day. Requires parameters.scope. Use an integer value.

      • DISTINCT_COUNTRY_COUNT: The number of distinct merchant countries seen in the entity's transaction history. Requires parameters.scope. Use an integer value.

      • IS_NEW_MERCHANT: Whether the card acceptor ID has not been seen in the card's approved transaction history (capped at the 1000 most recently seen merchants). Valid values are TRUE, FALSE. Card-scoped only; no parameters required.

      • THREE_DS_SUCCESS_RATE: The 3DS authentication success rate for the card, as a percentage from 0.0 to 100.0. Card-scoped only; no parameters required. Use a decimal value.

      • TRAVEL_SPEED: The estimated speed of travel derived from the distance between the postal code centers of the last card-present transaction and the current transaction, divided by the elapsed time. Null if there is no prior card-present transaction, if either postal code cannot be geocoded, or if elapsed time is zero. Requires parameters.unit set to MPH or KPH. Use a decimal value.

      • DISTANCE_FROM_LAST_TRANSACTION: The estimated distance between the postal code centers of the last card-present transaction and the current transaction. Null if there is no prior card-present transaction or if either postal code cannot be geocoded. Requires parameters.unit set to MILES or KILOMETERS. Use a decimal value.

      public final class ConditionalAuthorizationActionParameters.Condition.Parameters

      Additional parameters for certain attributes. Required when attribute is one of AMOUNT_Z_SCORE, AVG_TRANSACTION_AMOUNT, STDEV_TRANSACTION_AMOUNT, IS_NEW_COUNTRY, IS_NEW_MCC, IS_FIRST_TRANSACTION, CONSECUTIVE_DECLINES, TIME_SINCE_LAST_TRANSACTION, or DISTINCT_COUNTRY_COUNT (require scope); or TRAVEL_SPEED or DISTANCE_FROM_LAST_TRANSACTION (require unit). Not used for other attributes.

    • Field Summary

      Fields 
      Modifier and Type Field Description
    • Constructor Summary

      Constructors 
      Constructor Description
    • Enum Constant Summary

      Enum Constants 
      Enum Constant Description
    • Constructor Detail

    • Method Detail

      • attribute

         final ConditionalAuthorizationActionParameters.Condition.Attribute attribute()

        The attribute to target.

        The following attributes may be targeted:

        • MCC: A four-digit number listed in ISO 18245. An MCC is used to classify a business by the types of goods or services it provides.

        • COUNTRY: Country of entity of card acceptor. Possible values are: (1) all ISO 3166-1 alpha-3 country codes, (2) QZZ for Kosovo, and (3) ANT for Netherlands Antilles.

        • CURRENCY: 3-character alphabetic ISO 4217 code for the merchant currency of the transaction.

        • MERCHANT_ID: Unique alphanumeric identifier for the payment card acceptor (merchant).

        • DESCRIPTOR: Short description of card acceptor.

        • LIABILITY_SHIFT: Indicates whether chargeback liability shift to the issuer applies to the transaction. Valid values are NONE, 3DS_AUTHENTICATED, or TOKEN_AUTHENTICATED.

        • PAN_ENTRY_MODE: The method by which the cardholder's primary account number (PAN) was entered. Valid values are AUTO_ENTRY, BAR_CODE, CONTACTLESS, ECOMMERCE, ERROR_KEYED, ERROR_MAGNETIC_STRIPE, ICC, KEY_ENTERED, MAGNETIC_STRIPE, MANUAL, OCR, SECURE_CARDLESS, UNSPECIFIED, UNKNOWN, CREDENTIAL_ON_FILE, or ECOMMERCE.

        • TRANSACTION_AMOUNT: The base transaction amount (in cents) plus the acquirer fee field in the settlement/cardholder billing currency. This is the amount the issuer should authorize against unless the issuer is paying the acquirer fee on behalf of the cardholder. Use an integer value.

        • CASH_AMOUNT: The cash amount of the transaction in minor units (cents). This represents the amount of cash being withdrawn or advanced. Use an integer value.

        • RISK_SCORE: Network-provided score assessing risk level associated with a given authorization. Scores are on a range of 0-999, with 0 representing the lowest risk and 999 representing the highest risk. For Visa transactions, where the raw score has a range of 0-99, Lithic will normalize the score by multiplying the raw score by 10x. Use an integer value.

        • CARD_TRANSACTION_COUNT_15M: The number of transactions on the card in the trailing 15 minutes before the authorization. Use an integer value.

        • CARD_TRANSACTION_COUNT_1H: The number of transactions on the card in the trailing hour up and until the authorization. Use an integer value.

        • CARD_TRANSACTION_COUNT_24H: The number of transactions on the card in the trailing 24 hours up and until the authorization. Use an integer value.

        • CARD_DECLINE_COUNT_15M: The number of declined transactions on the card in the trailing 15 minutes before the authorization. Use an integer value.

        • CARD_DECLINE_COUNT_1H: The number of declined transactions on the card in the trailing hour up and until the authorization. Use an integer value.

        • CARD_DECLINE_COUNT_24H: The number of declined transactions on the card in the trailing 24 hours up and until the authorization. Use an integer value.

        • CARD_STATE: The current state of the card associated with the transaction. Valid values are CLOSED, OPEN, PAUSED, PENDING_ACTIVATION, PENDING_FULFILLMENT.

        • PIN_ENTERED: Indicates whether a PIN was entered during the transaction. Valid values are TRUE, FALSE.

        • PIN_STATUS: The current state of card's PIN. Valid values are NOT_SET, OK, BLOCKED.

        • WALLET_TYPE: For transactions using a digital wallet token, indicates the source of the token. Valid values are APPLE_PAY, GOOGLE_PAY, SAMSUNG_PAY, MASTERPASS, MERCHANT, OTHER, NONE.

        • TRANSACTION_INITIATOR: The entity that initiated the transaction indicates the source of the token. Valid values are CARDHOLDER, MERCHANT, UNKNOWN.

        • ADDRESS_MATCH: Lithic's evaluation result comparing transaction's address data with the cardholder KYC data if it exists. Valid values are MATCH, MATCH_ADDRESS_ONLY, MATCH_ZIP_ONLY,MISMATCH,NOT_PRESENT.

        • SERVICE_LOCATION_STATE: The state/province code (ISO 3166-2) where the cardholder received the service, e.g. "NY". When a service location is present in the network data, the service location state is used. Otherwise, falls back to the card acceptor state.

        • SERVICE_LOCATION_POSTAL_CODE: The postal code where the cardholder received the service, e.g. "10001". When a service location is present in the network data, the service location postal code is used. Otherwise, falls back to the card acceptor postal code.

        • CARD_AGE: The age of the card in seconds at the time of the authorization. Use an integer value.

        • ACCOUNT_AGE: The age of the account holder's account in seconds at the time of the authorization. Use an integer value. For programs where Lithic does not manage or retain account holder data, this attribute does not evaluate.

        • AMOUNT_Z_SCORE: The z-score of the transaction amount relative to the entity's transaction history. Null if fewer than 30 approved transactions in the specified window. Requires parameters.scope and parameters.interval. Use a decimal value.

        • AVG_TRANSACTION_AMOUNT: The average approved transaction amount for the entity over the specified window, in cents. Requires parameters.scope and parameters.interval. Use a decimal value.

        • STDEV_TRANSACTION_AMOUNT: The standard deviation of approved transaction amounts for the entity over the specified window, in cents. Null if fewer than 30 approved transactions in the specified window. Requires parameters.scope and parameters.interval. Use a decimal value.

        • IS_NEW_COUNTRY: Whether the transaction's merchant country has not been seen in the entity's transaction history. Valid values are TRUE, FALSE. Requires parameters.scope.

        • IS_NEW_MCC: Whether the transaction's MCC has not been seen in the entity's transaction history. Valid values are TRUE, FALSE. Requires parameters.scope.

        • IS_FIRST_TRANSACTION: Whether this is the first transaction for the entity. Valid values are TRUE, FALSE. Requires parameters.scope.

        • CONSECUTIVE_DECLINES: The number of consecutive declined transactions for the entity over the last 30 days (rolling). Requires parameters.scope. Not supported for BUSINESS_ACCOUNT scope. Use an integer value.

        • TIME_SINCE_LAST_TRANSACTION: The number of days since the last approved transaction for the entity, rounded to the nearest whole day. Requires parameters.scope. Use an integer value.

        • DISTINCT_COUNTRY_COUNT: The number of distinct merchant countries seen in the entity's transaction history. Requires parameters.scope. Use an integer value.

        • IS_NEW_MERCHANT: Whether the card acceptor ID has not been seen in the card's approved transaction history (capped at the 1000 most recently seen merchants). Valid values are TRUE, FALSE. Card-scoped only; no parameters required.

        • THREE_DS_SUCCESS_RATE: The 3DS authentication success rate for the card, as a percentage from 0.0 to 100.0. Card-scoped only; no parameters required. Use a decimal value.

        • TRAVEL_SPEED: The estimated speed of travel derived from the distance between the postal code centers of the last card-present transaction and the current transaction, divided by the elapsed time. Null if there is no prior card-present transaction, if either postal code cannot be geocoded, or if elapsed time is zero. Requires parameters.unit set to MPH or KPH. Use a decimal value.

        • DISTANCE_FROM_LAST_TRANSACTION: The estimated distance between the postal code centers of the last card-present transaction and the current transaction. Null if there is no prior card-present transaction or if either postal code cannot be geocoded. Requires parameters.unit set to MILES or KILOMETERS. Use a decimal value.

      • parameters

         final Optional<ConditionalAuthorizationActionParameters.Condition.Parameters> parameters()

        Additional parameters for certain attributes. Required when attribute is one of AMOUNT_Z_SCORE, AVG_TRANSACTION_AMOUNT, STDEV_TRANSACTION_AMOUNT, IS_NEW_COUNTRY, IS_NEW_MCC, IS_FIRST_TRANSACTION, CONSECUTIVE_DECLINES, TIME_SINCE_LAST_TRANSACTION, or DISTINCT_COUNTRY_COUNT (require scope); or TRAVEL_SPEED or DISTANCE_FROM_LAST_TRANSACTION (require unit). Not used for other attributes.